Resources

Refinancing your mortgage? Here’s a breakdown on the refinance appraisal process, associated costs, and what to do if your appraisal comes back lower or higher than expected.

Have a lower credit score and down payment? An FHA loan can help you buy a home. See how to qualify, first-time homebuyer benefits, and steps to get it done.

A conventional loan refinance can help you save money on your overall mortgage costs. See how to refinance a government-funded mortgage to a conventional loan.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Can I use a 401 (k) to buy a house without regrets? Learn how it works, what it costs, and whether this strategy fits your homebuying goals and timeline.

You can now borrow roughly $100,000 more in a conforming loan. The move should help buyers keep up with rising home prices.

A doctor and single parent, forced to downsize after divorce, navigates debt and damaged credit to provide a safe home for her family.

The weather’s cooling down, but the market is still hot. As bidding-wars ease off and more sellers list, this could be the right time to buy if you want a...

Why wait, save, and pay rent to your landlord when you could be paying off your own home. See why smaller down payments can unlock the door to homeownership.

Ready to buy your first home? Here’s how much you’ll need for a down payment, and how to budget for it appropriately.

Refinancing your mortgage? You may want to buy down your interest rate by purchasing points, which can save you thousands over the life of your loan.

Want to buy a home for the first time? More affordable homes are hitting the market now, giving first-time buyers more choices and a better shot at ownership.

A guide to navigating first time homebuyer loans, grants, and programs to make sure you get the most bang for your buck.

A new announcement from the Federal Reserve could mean the end of low rates—but that may not be bad news for buyers and homeowners.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Can you still buy a home if you have student loan debt? Turns out you have some options. Here’s what you should know about getting a mortgage.

A lot goes into making an offer on a home. Here are the 6 steps—from determining your price to sealing the deal.

Home prices continue to rise, but the holiday season could spell opportunity for some. See multiple ways first-time buyers can get a competitive edge.

Learn how to compare mortgages, first-time homebuyer assistance programs to apply for, and why the amount you’re pre-approved for shouldn’t be your offer price.

Mortgage News: Rates are likely to inch upward between now and the end of the year. Find out how inflation is driving the rise, and how you can lock in...