Refinancing

Second mortgages can be used to pay off debts, but they do come with risks. Learn about HELOCs, home equity loans, and piggyback loans in this new Better Mortgage article.

A title company ensures your legal ownership of your home before you can buy or refinance. Find out what to expect from the title and settlement services process.

Thinking of applying for a home loan? Learn the pros and cons of a 15 year vs. 30 year fixed rate mortgage in a new article from Better Mortgage.

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

Right now is the best time in 50 years to save money on your mortgage. Interest rates have never been this low and by simple virtue of that fact, will...

Whether you plan on selling your house soon or intend on staying for a while, here are some smart home renovations that can help boost your home’s value.

Historical data tells us that for most borrowers in the last 25 years, paying points has been a bad decision.

Get answers to your questions about escrow accounts - what is an escrow account, how does it work, and whether escrow for taxes and insurance is necessary.

An appraisal contingency helps prevent homebuyers from overpaying, but sometimes they cause offers to be rejected. Learn when to add it, when to waive it.

A guide to breaking down the federal and lender-specific requirements to qualify for an FHA loan and determining if this lending option is a good fit for you.

Here’s an intro to how FHA loans work, how to qualify, and which types of borrowers might be a good match for this type of mortgage.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Here’s what our underwriters take into consideration when reviewing applications from self-employed borrowers.

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

Can you qualify for a mortgage? You might want to check your credit score. Learn how lenders handle your credit score and how you can improve it.

Low-income homeowners who were previously denied a mortgage refinance may now qualify through RefiNow™. You may save up to $3k/yr by lowering your monthly costs.

Should you apply for a digital mortgage? Online lenders offer a wide range of benefits for homebuyers and refinancers who are looking to save time and money.

Trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage? Here’s the difference, and how to figure out which home loan is right for you.

It is a good time to refinance? Low interest rates can signal opportunities for homeowners, but here’s what else you should take into consideration.